Now Selling · 1 Units Available

North Gaia

Direct developer balance units available. Private showflat walkthroughs by appointment.

*The information is subject to change and photos/images used are artists' impressions for illustration purposes only.

Now Selling: North Gaia Balance Units Available

North Gaia is an Executive Condominium in District 27, developed by Sing Holdings (Yishun) Pte Ltd. With 616 units, it offers 3- to 5-bedroom layouts designed for modern family living. The architecture blends contemporary style with lush greenery, creating a serene environment. Balance units are now available for sale. Schedule a private showflat appointment to review the latest indicative price guides and choose your ideal floor plan. Enjoy direct developer release with zero agent fees.

Project Vitals
DeveloperSing Holdings (Yishun) Pte Ltd
District / RegionD27 · OCR
Tenure99-year Leasehold
Total Units616
Expected TOP2027
Key Investment Distinctives
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Connectivity

Close to Yishun MRT and Yishun Bus Interchange, with easy access to the Central Expressway (CTE).

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Schools & Lifestyle

Nearby schools include Chongfu Primary, Huamin Primary, North View Secondary, Northland Secondary, Yishun Junior College, and GEMS World Academy.

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Growth Potential

Located in Yishun, District 27, within the OCR. The area is part of URA master plan initiatives, with ongoing enhancements to amenities and connectivity.

North Gaia Garden Landscape

*The information is subject to change and photos/images used are artists' impressions for illustration purposes only.

A Tranquil Enclave in Yishun

North Gaia is crafted with architectural finesse, surrounded by lush botanicals that enhance the residential experience. Each home is designed for comfort and style, offering a peaceful retreat from the city's pace.

The development balances urban convenience with natural serenity. Residents can enjoy family-friendly facilities that foster community and relaxation, all within a well-connected neighborhood.

Arrive through a grand welcome that leads to your private sanctum. Indulge in resort-level wellness amenities designed to rejuvenate and inspire, making every day feel like a getaway.

LIVE INVENTORY & STARTING PRICE GUIDE

Balance Units & Indicative Price Benchmarks

Curated bedroom configurations, strata sizes, and indicative developer price guides. Tap any unit to calculate your progressive cashflow or inspect high-resolution floor plans.

📊 615 of 616 units sold
99.8% Sold
Download All Floor Plans & Price Sheet
3 BEDROOM 1 Unit Left
From S$1,530,000
969 sq ft ~$1,578 PSF
SINGAPORE NEW LAUNCH PURCHASE ROADMAP

North Gaia — New Launch Purchase Procedure (8-Step Roadmap)

A structured roadmap for purchasing available developer balance units: from showflat inspection and direct 5% OTP booking to progressive construction calls and key handover.

Step 1 Prior to Booking (1–3 Days)

Affordability & In-Principle Approval (IPA)

55% TDSR / Bank IPA Pre-Check

Obtain swift bank In-Principle Approval (IPA) within 1–3 days to confirm your MAS 55% TDSR borrowing quantum and cash/CPF downpayment budget prior to securing your choice unit.

  • ✓ Fast-track bank IPA assessment (1–3 days)
  • ✓ CPF OA balance & down payment prep
  • ✓ Stamp duty (BSD/ABSD) funds ready
Step 2 Immediate · Live Sales

Live Balance Units & Developer Starbuys

Direct Developer Release

Review live developer availability and latest discounted starbuy promotional units. Available balance units are transacted directly on a first-come, first-served basis with immediate confirmation.

  • ✓ Live available stack & unit inventory
  • ✓ Developer promotional discounts & starbuys
  • ✓ Price per sq ft vs recent transactions
Step 3 By Appointment (Daily)

Private Showflat Tour & Site Analysis

Hosted Tour · Zero Agent Fees

Guided walkthrough of show suites and physical development site to inspect spatial layouts, premium fittings, actual view corridors, and distance to MRT and schools.

  • ✓ Show suite inspection & layout evaluation
  • ✓ Finishes & branded fittings check
  • ✓ Actual site perimeter & view orientation
Step 4 Decision Matrix

Stack & Floor Level Optimization

Optimal Value Selection

Compare available floors and stacks using the Elevation Matrix. Analyze floor premiums, pool vs landscape views, and optimal price quantum to lock in your preferred unit.

  • ✓ Precise floor jump premium check
  • ✓ Facing & pool vs landscape view trade-offs
  • ✓ Target unit confirmation with backup choice
Step 5 Direct Booking (Immediate)

Direct Unit Booking & Option to Purchase (OTP)

5% Booking Deposit (PayNow/Cheque)

Select from available balance units and secure immediately with a 5% booking fee (via PayNow/Cheque/Cashier’s Order) in exchange for the Option to Purchase (OTP). No balloting wait required.

  • ✓ Lock choice unit & stack
  • ✓ Pay 5% booking deposit
  • ✓ Receive developer-signed OTP
Step 6 Weeks 2 to 9

Exercise S&P Agreement & Stamp Duties

15% Balance (Cash/CPF) + BSD

Developer issues S&P within 14 days. Exercise OTP within 3 weeks; pay BSD/ABSD within 14 days of exercise. Complete 15% balance payment within 8–9 weeks from OTP.

  • ✓ Appoint conveyancing lawyer
  • ✓ Exercise OTP within 3 weeks
  • ✓ Pay Stamp Duty (BSD) within 14 days
  • ✓ Pay 15% balance within 9 weeks
Step 7 Ongoing Construction · Est. TOP 2027

Progressive Milestone Payments & Construction Progress

5%–10% Stage Milestone Calls

Because construction is actively underway towards TOP (Est. 2027), early completed structural stages are billed at S&P completion, with remaining 5%–10% milestone calls spread over the shortened construction period.

  • ✓ Early completed stages billed upon S&P
  • ✓ Remaining tranches billed per certified milestone
  • ✓ Significantly shortened waiting time to TOP
Step 8 Nearer TOP (Est. 2027)

TOP Key Handover & 12-Month Warranty (DLP)

25% on TOP; Final 15% on CSC

With a significantly nearer TOP date (Est. 2027), collect keys sooner for immediate personal move-in or fast rental yield generation. Full 12-month Defects Liability Period (DLP) warranty included.

  • ✓ Accelerated timeline to key collection & move-in
  • ✓ 12-month defect warranty coverage
  • ✓ Immediate rental income potential upon TOP
🏢 EXECUTIVE CONDOMINIUM (EC) FINANCING

North Gaia EC Mortgage & MSR Affordability Calculator

Indicative monthly instalment & MAS 30% MSR threshold — test Normal (NPS) or Deferred Payment Scheme (DPS).

🛡️ EC Regulatory Framework
30% MSR Cap Instalment capped at 30% gross income
S$16K Income Ceiling HDB maximum household limit
0% Upfront ABSD HDB upgraders get upfront remission
Deferred Payment (DPS) S$0/mo mortgage until TOP
Normal Payment Scheme (NPS): Progressive disbursements and instalments start as construction advances.
Max 75% bank loan for first housing loan (subject to 30% MSR).
Max 30 years for EC bank loans under MAS Notice 645 (not past age 65).
Indicative only — actual rates depend on lender, profile and MSR/TDSR assessment.
Estimated Monthly Instalment
S$ 0
Loan: —
Down payment: —
Min. Income for 30% MSR: —
Estimates only. Minimum EC down payment is 25% (under NPS: 5% cash + 20% cash/CPF; under DPS: 20% upfront + 5% at TOP). Consult a mortgage advisor for binding figures.

Stamp Duty & MSR Affordability Check

Indicative BSD/ABSD payable, MAS 30% MSR threshold, and 55% TDSR qualification.

HDB statutory gross household income ceiling for new EC purchases is S$16,000/mo.
Car loans, personal loans, credit card min. sums, etc. (assessed under 55% TDSR).
Buyer's Stamp Duty (BSD)
S$ 0
Additional Buyer's Stamp Duty (ABSD)
S$ 0
Total stamp duty: —
MSR (Mortgage Servicing): —
—
TDSR: —
—
Indicative only, based on IRAS stamp duty rates, MAS Notice 645 30% MSR cap and 55% TDSR. Actual eligibility and loan quantum depend on HDB vetting and bank credit approval — consult a Project Specialist.
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EC Payment Timeline & Cashflow Milestones (PPS / DPS)

Dynamic Singapore URA / HDB Standard Sale & Purchase Agreement timeline calculating stage call amounts, funding sources (Cash/CPF vs Loan), and progressive amortised monthly instalments.

💡 How Progressive Payment Works: During construction, bank loan disbursements are called in tranches as certified by architects. You only service mortgage interest and instalments on the cumulative loan drawn to date, keeping initial monthly payments significantly lower until key handover (TOP).
Total Cash/CPF (incl. Duties) —
Total Bank Loan Disbursed —
Grand Total (Price + Duties) —
Peak Monthly Instalment (TOP) —

* Milestone disbursements are indicative and based on Singapore URA/HDB Standard S&P schedules and MAS regulations. Actual drawdowns depend on developer architectural certification, legal conveyancing, and lender packages. Consult a Project Specialist.

🛡️ Essential Buyer Protection · Pre-Booking Requirement

Bank In-Principle Approval (IPA) — Why It Is Critical Before Booking

An official conditional loan pre-assessment from major Singapore banks (DBS, OCBC, UOB) establishing your indicative borrowing limits under MAS TDSR (55%) rules, safeguarding booking deposits against loan shortfalls.

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Safeguard Against 25% Booking Fee Forfeiture

New launches require a 5% cash booking fee for the OTP. If loan financing fails before expiry, 25% of this deposit is legally forfeited (losing $20,000 to $50,000+). Obtaining an In-Principle Approval (IPA) safeguards your booking deposit against borrowing shortfalls.

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Maximum Loan Budget Clarity

Balloting moves fast. An active IPA gives you maximum loan budget clarity, letting you select your preferred stack and floor level with complete confidence.

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Fast-Track Letter of Offer (24–48h)

With an active IPA, banks convert your pre-approval into a formal Letter of Offer within 24–48 hours upon OTP issuance, easily beating the 3-week legal deadline.

FAQ

North Gaia is a 99-year leasehold Executive Condominium.

North Gaia has a total of 616 units. Balance units are currently available for sale.

Indicative guide prices vary by unit type and floor. Please register or visit the showflat for the latest indicative price guide.

The expected TOP for North Gaia is in 2027.

North Gaia is close to Yishun MRT and Yishun Bus Interchange, with easy access to the Central Expressway (CTE).

Nearby schools include Chongfu Primary School, Huamin Primary School, North View Secondary School, Northland Secondary School, Yishun Junior College, and GEMS World Academy.

Contact Project Specialists

Inquire about available balance units, developer price sheets & showflat viewings for North Gaia

Huttons Asia Pte Ltd (CEA Licence No. L3008899K) · Bala Murugan (R072904C) & Robert Sim (R071157I)

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Zero Agent FeesDirect developer pricing with 0% buyer commission.
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VIP Sales Gallery AccessPersonalised showflat walkthrough & latest balance units consultation.
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Direct Price SheetsOfficial e-brochure, floor plans and indicative price guides.